Workers’ Compensation Resources for Employers

Workers’ compensation is a state-regulated insurance system that provides covered employees with income and medical benefits if they are injured on the job or have a work-related injury or illness.  Except in cases of gross negligence, workers’ compensation insurance limits an employer’s liability if an employee brings suit against the employer for damages.  In Texas private employers can choose whether or not to carry workers’ compensation insurance coverage.

Texas employers who do not carry workers’ compensation insurance coverage are required to report their non-coverage status and work-related injuries and illnesses to the Texas Department of Insurance, Division of Workers’ Compensation (TDI-DWC).  Employers are also required to notify their employees if they do not carry workers’ compensation insurance.  Employers who do carry workers’ compensation insurance coverage are required to report any work-related injuries and illnesses to their insurance carrier.  Employers that fail to meet these requirements commit an administrative violation and may be subject to administrative penalties.

• About Workers’ Compensation
• Information for Employers with Workers’ Compensation Insurance Coverage
• Information for Employers without Workers’ Compensation Insurance Coverage
• How a Workers’ Compensation Claim Works
• Employer Frequently asked Questions (FAQs)
• Return to Work: Getting Your Employee Back to Work Safely
• Workers’ Compensation Health Care Networks
• Workplace Safety
• Complaint Resolution

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About Workers’ Compensation

• What is Workers’ Compensation?
• Workers’ Compensation Insurance Information
• Workers’ Compensation Insurance Coverage Data

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Information for Employers with Workers’ Compensation Insurance Coverage

• Shopping for Insurance Coverage
• Certified Self Insurance
• Group Self Insurance – Private employers that have established a workers’ compensation self-insurance group under TLC, Chapter 407, Subchapter A are regulated by the Texas Department of Insurance.  For information call 512-322-4176 or 512-322-3507.
• Employer Coverage Forms and Notices
• Fact Sheets:
  • Employer Rights
  • Employer Responsibilities
• Act
  • §§406.005, 406.007, 406.033 and 406.034
  • §408.003
  • §§409.005 and 409.006
  • §§411.032 and 411.103
• Rules
  • 28 TAC §110.101, Subchapter B
  • 28 TAC §§120.1, 120.3 and 120.4
  • 28 TAC §126.13
  • 28 TAC §129.7
  • 28 TAC §160.3
• Injured Employee Rights and Responsibilities
• CY 2011 Adjusted Gross Annual Payroll Requirements Determined for Coverage of Seasonal Workers (PDF)

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Information for Employers without Workers’ Compensation Insurance Coverage

• Information for Workers’ Compensation Non-Subscribers
• Fact Sheet: Non-Covered Employers
• Forms
  • DWC Form-005, Employer’s Notice of No Coverage or Termination of Coverage
    • File a DWC Form-005 Online | How to File a DWC Form-005 Online | Frequently Asked Questions
  • DWC Form-007, Non-Covered Employer’s Report of Occupational Injury or Illness
• Employer Non-Coverage Notices
• Act
  • §406.004
  • §406.005
  • §411.032
• Rules
  • 28 TAC §160.2
  • 28 TAC §110.101, Subchapter B

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How a Claim Works

• Report an Injury (DWC Form-001)
• FAQ: One of my employees was injured. What do I do?
• Employee Benefits (fact sheets)
• Dispute Resolution
  • Information for Participants in a Benefit Review Conference
  • Indemnity Dispute Settlement Guidance
  • Dispute Resolution

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Return to Work: Getting Your Employee Back to Work Safely

• Return to Work Resources for Employers
• Return to Work Reimbursement Program for Employers

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Complaint Resolution

• Reporting Your Complaint
• File a Complaint Online

For more information contact: WorkersCompCustomerServices